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This page rounds up bank, card, app, crypto, and shopping bonuses that can put extra cash in your pocket. Open an offer to see the steps, payout timing, and referral link in one place.
New here? Read moreWhat is "Bonus Hunting"? Basically, it means signing up for bank, card, and app offers that pay you a bonus for opening an account and doing a few simple steps. I made this page to keep the good offers in one place, with my referral links included so you can get the friend/referral bonus too.
I host these offers and split my referral kickbacks with you, making the hunt even more profitable. If you’re wondering how I am able to pay you in addition to the bank or servicer’s bonus, it’s because I receive a finder's fee when you sign up using my link. I share my cut with you (usually about 50%), paid out via the platform you signed up on, Venmo, PayPal, or Zelle.
For all offers listed below, I have personally signed up via referral and confirmed these companies do payout as disclosed after following their terms. If you have any specific concerns or questions, please message me so I can help!
I still don't understand...
Here is the simple version: Banks and tech companies have huge marketing budgets to get new customers. Instead of spending it all on TV ads, they offer "sign-up bonuses" (free money) to convince you to try their app or open a free account.
When you use my special referral link to sign up, the company pays me a finder's fee. To say thank you for using my link, I split that fee with you. You get the bank's sign-up bonus plus my extra cash on top. It's a win-win: the bank gets a new user, and we both get a piece of their marketing budget!
Is this legal? Hint: Yes (click here for info)
Yes, it is 100% legal! Banks and tech companies offer these promotions intentionally to acquire new users. Taking advantage of a marketing offer is just like using a coupon at the grocery store.
As long as you use your real, accurate information when signing up and follow the terms and conditions of the offer, you are doing exactly what the company invited you to do.
Referral Host Credentials
Verification, payout history, and research sources
Proof links
Vouches & public contributions
View
Vouches & public contributions
Optional verification links: public payout feedback plus recognized Doctor of Credit contribution mentions.
New here? Start with the Quick PayPack. It walks you through the beginner-friendly order: set up Current first, use it carefully for the next DD-style bonuses, and read each offer card before applying.
Start here: Quick PayPack
- Read Current first. Use the Quick PayPack buttons below to jump to each offer card. The buttons do not apply for you; they help you read the right instructions in the right order.
- Set up Current. If you want to stack Rakuten, open the Rakuten Current offer first, then return to the Current card and sign up from the Current referral button using the same phone/email.
- Trigger Current’s own bonus. Current must receive a $200+ real employer or gig-pay direct deposit. If you do not have one, use the chat bubble before starting. If you provide the funds, I can send the DD as a gig payer for the Current bonus only and withhold a $20 fee from my portion of your payout.
- Use Current for OnePay. Once Current is ready, send $500+ from Current to OnePay with memo PAYROLL. +$150 ✅
- Use Current for Chime. Follow the Chime offer card carefully because it has multiple signup steps, then send $500+ from Current to Chime with memo PAYROLL. +$325 ✅
- Why Current matters: once Current is set up, it can act like a beginner DD hub. Some apps may treat Current transfers with memo PAYROLL like a direct deposit.
Easy add-ons
- GO2bank: optional DD add-on after the core PayPack. Message me before trying a transfer method. +$75 ✅
- Varo: possible Current-transfer DD add-on once you understand the flow. +$200 ✅
- PayPal + Cash App: quick no-DD side quests. +$20 ✅
Beginner target: Current → OnePay → Chime first. Add GO2bank, Varo, PayPal, or Cash App only after you understand the DD steps. Always check each offer card before starting because terms and payouts can change.
Quick PayPack to Start
Quick jumps, not application buttons. Tap a button to jump to that offer card, read the exact steps, then use the signup button inside the offer. This keeps the code/link, deposit amount, memo, and timing clear before you apply.
Tap each button to jump to the full offer bubble, then use the signup button inside that offer after reading its instructions.
Quick bonus key
A quick guide to the small icons shown beside offer names.
Offers you marked completed are kept here so they stay out of your active list.
Offers marked Started/Saved appear here. Use the menu to copy or email your private save link for later.
Open any offer and tap Started/Saved to move it here. If you saved progress earlier, use your private save link or open the menu to copy/email a new one.
High-value checking, fintech, and cash account bonuses grouped by payout speed.
Current
Open Current, trigger its bonus with a real DD, then use Current as your starter hub for other DD-based offers.
Bonus Offer
$100 from them + $50 from me
Requirements
- Sign up using my link.
- Enter code DONNAW264 in the app's Rewards section.
- Receive a Qualifying Direct Deposit of $200 or more within 45 days.
- Important: Current’s own bonus needs a real employer or gig-pay direct deposit. If you do not have one, use the chat bubble before starting; if you provide the funds, I can send the qualifying DD as a gig payer for the Current bonus only and withhold a $20 fee from my portion of your payout.
- Per terms pays within 10 business days after the eligible payroll deposit posts.
- Per users pays by ~1 day after the eligible payroll deposit posts,
Links
Sign up @ Current with my referral!Stack tip: open Rakuten first and activate Current, then return here and complete signup from the Current referral button.
View Terms📲 Chime
Open an account using a promo code and receive a $500+ direct deposit.
Bonus Offer
$300 from Chime ($100 referral flow + $200 paid200 promo) + $25 from me
Requirements
- Two-step signup required for the full payout: first attach the Chime referral offer, then return here and finish signup through the paid200 promo page.
- Step 1: open the first Chime button below, enter your email, and click Get $100 . Use the same email/phone you will use when completing signup.
- Step 2: come back to this page, open the second Chime button, enter promo code paid200 in the promo-code field if it is not already filled in, and complete the full Chime signup from that second promo screen.
- Do not complete signup from Step 1 alone. The second paid200 promo flow is required for the full Chime promo payout. If the promo field or code does not appear, stop and message me before continuing.
- Receive a single Qualifying 📲 Direct Deposit of $500+ within 45 days. Current can be used for this route: send $500+ from Current with memo PAYROLL .
- Per terms pays after the qualifying direct deposit and required card activation are completed.
- Per users pays by ~1 day after the qualifying direct deposit/activation.
Links
- Open Step 1 , enter your email, and click Get $100 . Then return here.
- Open Step 2 and complete the actual signup from that promo page using code paid200 .
- Same email/phone recommended for both steps. For the DD, send $500+ from Current with memo PAYROLL . If Chime does not show the paid200 promo field/code, stop before applying and message me.
Chime controls final eligibility. Completing only one step, using a different email/phone, proceeding without the paid200 code, or sending the DD without memo PAYROLL may reduce or void the full payout.
View Terms📲 OnePay Debit
Open an account and receive a $500+ direct deposit.
Bonus Offer
$50 from them + $100 from me
Requirements
- Sign up using my link.
- Achieve "Cash+" status within 45 days.
- Achieve status via: $500+ in total Direct Deposits OR a $5,000+ end-of-month balance.
- Per terms pays after the referred customer unlocks Cash+ within 45 days; no exact payout day stated in the terms I found.
- Per users pays by ~1 day after Cash+ unlocks,
Links
Sign up @ OnePay with my referral!Stack tip: open Swagbucks first and activate OnePay, then return here and complete signup from the OnePay referral button.
View Terms📲, 📈 GO2bank
Open an account and receive a $200+ direct deposit.
Bonus Offer
$50 from them + $25 from me
Requirements
- Sign up using my link; open account.
- Receive a single Qualifying Direct Deposit of $200+ within 45 days of opening.
- Per terms/summaries pay within 48 hours after qualifying direct deposit posts.
- Per users often pays automatically within ~2 days, though support may be needed if delayed.
📈 Wise
Open an account and transfer $300+ internationally.
Bonus Offer
$10 from me + no fee first transfer from them
Requirements
- Sign up using my link and verify your account.
- Complete a cross-currency transfer of $300+ (USD to EUR/GBP/etc).
- Tip: Use it to send to your own international account (like Revolut) to save on fees.
- Per Wise partner/invite materials, rewards are claimable after qualification; partner earnings process within about 5 business days.
- Per users expect a few business days after the qualifying cross-currency transfer fully completes.
Capital One 360 Checking
Open an account and receive two $500+ direct deposits.
Bonus Offer
$300 from them
Requirements
- Sign up using my link. Must be a new Capital One checking customer (no open accounts since Jan 1, 2024).
- Receive two Qualifying Direct Deposits of $500 or more within 75 days.
- Bonus paid within 135 days of the second deposit.
- Per terms pays by 135 days after the second qualifying direct deposit.
- Per users pays by ~1–7 days after the second qualifying direct deposit posts.
📲 Varo
Open an account and receive a $500+ direct deposit.
Bonus Offer
$150 from them + $50 from me
Requirements
- Sign up using my link to open an account.
- Receive a Qualifying Direct Deposit of $500 or more within 45 days.
- Per terms pays within 4–7 business days after receipt of the qualifying direct deposit.
- Per users typically see payout within about a week after the qualifying direct deposit.
📲 Spruce (HRBlock)
Open an account and receive $200+ in direct deposits.
Bonus Offer
$50 from them + $25 from me
Requirements
- Sign up using my link (Washington residents excluded).
- Receive Qualifying Direct Deposits totaling $200+ within 45 days.
- Activate your Spruce debit card (digital card activation works).
- Per terms pays within 7 business days after all requirements are completed.
- Per users generally report about a week once DD/card activation are complete.
💸 Revolut
Open an account and make three $10+ purchases.
Bonus Offer
$30 from me
Requirements
- Mobile Only: Download app first, click my link, enter your number, and verify identity.
- Add funds to your account.
- Order a physical Revolut debit card.
- Complete 3 purchases of $10+ each (no transfers/gift cards/ATM).
- Per terms payout is campaign-specific and depends on completing all required in-app steps before the deadline.
- Per users often pays shortly after all card purchases finish processing; use ~1 week as a conservative estimate.
📲, 📈 MoneyLion
Open an account and receive two direct deposits totaling $200+.
Bonus Offer
$55 from them + $20 from me
Requirements
- Sign up using my link; open a RoarMoney spending account.
- Receive at least TWO Qualifying 📲Direct Deposits.
- The deposits must total $200+ and each deposit must be $100+. Must be completed within 60 days.
- Per terms requires the qualifying RoarMoney/direct-deposit activity; exact payout day is not clearly stated in the current terms I found.
- Per users generally report 24 hours to 2 weeks, with some DPs around 4 days.
💸 PayPal
Open a PayPal account, link a payment method, and complete a $5+ eligible payment.
Bonus Offer
$10 from PayPal
Requirements
- Sign up using my PayPal referral link as a new PayPal user.
- Complete the signup process and keep your account in good standing.
- Link a valid payment method to PayPal.
- Verify the cell phone number linked to your PayPal account if prompted.
- Within 30 days of signing up, complete an eligible $5+ payment using PayPal. A PayPal checkout purchase or eligible person-to-person payment is generally what counts; check the terms shown on your referral page before completing it.
- Per terms pays within 2 weeks after the eligible $5+ payment is completed.
- Per users often posts within 24 hours to 2 weeks after the qualifying payment.
Axos Checking
Open an eligible Axos Checking account and receive $1,500+ in qualifying direct deposits.
Bonus Offer
$100 from them
Requirements
- Sign up using my Axos referral link and provide your email through the referral flow before opening the account.
- Must be new to Axos Bank and not have previously been a primary or joint owner/borrower on an Axos deposit, loan, or invest account.
- Open a new eligible Axos Checking account and fund it within 60 days of account opening to avoid closure.
- Receive a total of $1,500+ in new funds via qualifying Direct Deposit into the eligible Axos Checking account within the first 90 days after account opening.
- Direct Deposit must be an ACH deposit of paycheck or government benefits. Transfers, mobile check deposits, person-to-person payments, real-time payments, and similar non-payroll deposits do not count.
- Per terms pays within 21 days after promotional requirements are met, as long as the account is open and in good standing.
- Per users usually expect roughly ~21 days after the qualifying requirements are completed.
💸 Cash App
Open Cash App, link a payment method, and send $5 to another Cash App account.
Bonus Offer
$10 from Cash App
Requirements
- Sign up using my Cash App referral link as a new U.S. Cash App customer.
- Download Cash App and enter/use referral code NB64DVW . Referral codes are one-time use.
- Link a new debit card or bank account, and keep a debit card or bank account linked until the bonus is paid.
- Send $5 to another Cash App account within 14 days of entering the referral code. The recipient account cannot be owned by or linked to you.
- Limit one referral bonus per person.
- Per terms pays within 30 days after all requirements are completed.
- Per users, Cash App referral bonuses often post sooner after the qualifying $5 send, but use ~30 days as the conservative official window.
Percapita
Open an account and spend $300 on debit monthly to earn $25/mo.
Bonus Offer
$300 total ($25 per month for 12 months)
Requirements
- Sign up using my link to open a Percapita Cash Account.
- Spend $300+ per month on everyday purchases using your Percapita Visa® Debit Card.
- Earn $25 cash back for every month you meet the $300 spending goal, for up to one year.
- Per terms pays $25 for each qualifying calendar month, up to 12 months.
- Per users/DoC datapoints are sparse; expect monthly payouts after the qualifying month closes.
Ally Bank
Open an account and complete a direct deposit or recurring transfer.
Bonus Offer
$100 from them
Requirements
- Sign up using my link (you must not have had an Ally deposit account since Jan 1, 2024).
- Spending: Fund within 30 days and receive a Qualifying Direct Deposit within 60 days.
- Savings: Set up a monthly automated recurring transfer within 30 days and complete 3 consecutive monthly transfers.
- Per terms pays by 30 days after the qualifying direct deposit or third recurring transfer.
- Per users generally expect the full 30-day window.
SoFi Checking & Savings
Open a SoFi Checking & Savings account, deposit $50+, and optionally set up direct deposit for the bigger SoFi bonus.
Bonus Offer
$75 minimum total = $25 referral/welcome bonus from SoFi + $50 from me. Up to $475 total if you also qualify for SoFi's direct deposit bonus ($50 with $1,000-$4,999.99 in eligible DDs, or $400 with $5,000+ in eligible DDs).
Requirements
- Sign up using my SoFi referral link and open your first SoFi Checking & Savings account.
- Deposit $50+ into your SoFi Checking or Savings account within 21 calendar days of clicking the referral link, and make sure it settles. P2P transfers do not count for referral funding.
- Optional bigger SoFi bonus: set up your first Eligible Direct Deposit by 12/31/26. SoFi totals your eligible DDs for 25 calendar days after your first eligible DD posts.
- Direct deposit bonus tiers: $50 for $1,000-$4,999.99 in eligible DDs, $400 for $5,000+ in eligible DDs, and $0 below $1,000.
- Eligible DD must be recurring ACH income from an employer, payroll/benefits provider, or government agency. Bank ACH transfers, Wise, PayPal, Venmo, Zelle, wires, merchant payments, and IRS refunds do not count.
- Per terms pays within 7 business days after SoFi confirms all applicable requirements are complete.
- Per users, the simple $50-deposit referral bonus can post faster; the DD bonus follows SoFi's 25-day review window plus payout timing.
Links
Sign up @ SoFi with my referral!Stack tip: open TopCashback first and activate SoFi Checking, then return here and complete signup from the SoFi referral button.
View TermsOnPath CU
Open an account, make 15 debit transactions, and receive a $250+ direct deposit.
Bonus Offer
$150 from them + $50 from me
Requirements
- Register via ReferLive link, then open an OnPath Free Checking account using the same details.
- Complete 15+ debit card transactions (minimum $10 each).
- Receive total Direct Deposits of $250+ within 60 days of opening.
- Per terms allow 4–6 weeks for delivery of the reward card after all requirements are completed.
- Per users generally plan around the full 4–6 week delivery window.
Cashback and portal referrals that can pair with everyday shopping or selected offers.
Rakuten
Sign up and spend $50 at any listed retailer.
Bonus Offer
$60 total = $50 USD or AMEX MR from them + $10 USD from me
Requirements
- Sign up using my link.
- Spend a total of $50 or more at any of Rakuten's partner retailers using their shopping portal or app.
- Must complete the qualifying spend within 90 days of joining. Rewards are paid out quarterly to PayPal or Amex MR.
- Per Rakuten, earned referrals are paid through the quarterly Big Fat Check payout schedule.
- Per users, timing depends on the next quarterly payout after purchase confirmation.
Swagbucks
Join Swagbucks and earn SB from surveys, shopping, Discover offers, games, and more.
Bonus Offer
Up to $10 from Swagbucks depending on the live sign-up/referral promotion. No payout from me.
Requirements
- Sign up using my Swagbucks referral link.
- Earn the required SB shown in your account after joining. Common referral terms require earning 300 SB within your first 30 days.
- Eligible earning categories may include Answer, Shop, Magic Receipts, Discover, and Play; Swagbucks excludes some categories like sign-up bonuses and Swag Codes from referral qualification.
- Per Swagbucks, the 300 SB referral bonus is credited the day after the referral qualifies by earning 300 SB within 30 days.
- Per users, the new-member bonus amount can vary by landing page, so check the amount shown before signing up.
Microsoft Bing Rewards
Download the Bing app and search for 2 days to earn Microsoft Rewards points toward gift cards.
Bonus Offer
500 Microsoft Rewards points from Microsoft after completing the Bing app referral task. No payout from me.
Requirements
- Open my Bing referral link and download the Microsoft Bing app.
- Sign in or create a Microsoft account that is eligible for Microsoft Rewards.
- Search with Bing in the app for 2 days within 14 days of installing the app.
- Points can be redeemed through Microsoft Rewards for eligible gift cards, donations, sweepstakes, and other available rewards.
- Per Microsoft's Bing app referral language, the 500-point task requires searching for 2 days within 14 days.
- Per users, Microsoft Rewards tracking can vary by account, region, device, and whether the app install/searches qualify.
RebatesMe
Sign up and earn at least $10 in confirmed cashback.
Bonus Offer
$40 total = $30 from them + $10 from me
Requirements
- Sign up using my link.
- Shop through the RebatesMe portal to earn at least $10 in confirmed cashback (sign-up bonuses do not count).
- Must be completed within 365 days of account opening.
- Per terms/support, referral bonus is generally received within 90 days after the qualifying purchase.
- Per users, expect the merchant confirmation/return-window delay before payout.
TopCashback
Sign up and earn $10+ in payable cashback through the portal.
Bonus Offer
$10 from me after your TopCashback referral qualifies.
Requirements
- Sign up using my referral link and verify your email address.
- Shop through TopCashback and earn at least $10 in cashback from eligible purchases.
- Wait for the cashback to become payable/confirmed after the merchant return window.
- Per TopCashback, referral credit requires the referred member to join through the link, verify email, and reach the required cashback amount.
- Per users, timing depends on merchant confirmation; expect roughly 30–90 days for cashback to become payable.
Finder Rewards
Join Finder Rewards and complete an eligible featured offer.
Bonus Offer
Varies by active Finder Rewards offer; current listed rewards are up to $200 digital Visa gift card from Finder.
Requirements
- Sign up or log in as a Finder member using my referral link.
- Choose an active Finder Rewards offer and opt in before applying.
- Complete that specific offer's requirements, such as opening the account and meeting any deposit, funding, or activity requirement listed on Finder.
- Rewards are delivered by email as a digital Visa gift card after Finder completes eligibility checks.
- Per Finder, the reward is sent once eligibility checks pass, and support should be contacted if it has not arrived within 90 days after checks are complete.
- Per users, timing varies by the underlying product and Finder eligibility review; expect several weeks up to around 90 days.
ShopBack
Sign up and spend $10 at any listed retailer.
Bonus Offer
$20 total = $15 from them + $5 from me
Requirements
- Sign up using my link.
- Add a withdrawal method (bank account or PayPal) to your profile.
- Spend at least $10 at any partner retailer through the ShopBack portal.
- Wait for the cashback to move from "Pending" to "Confirmed".
- Per terms, referral bonus is withdrawable after the qualifying transaction cashback becomes Confirmed and withdrawal details are added.
- Per users, timing depends on retailer confirmation; commonly weeks to a few months.
Capital One Shopping
Install the extension and make two purchases through the portal.
Bonus Offer
$90 total = $80 worth of points from them + $10 USD from me
Requirements
- Sign up using my link and create an account.
- Install the Capital One Shopping browser extension (desktop) or mobile app.
- Make at least two qualifying purchases through the portal within 90 days to earn the shopping credit.
- Per terms, bonus applies within 30 days after all requirements are met, including 90 days of regular extension use.
- Per users, expect roughly 90–120 days total depending on tracking and approval.
Crypto account bonuses and referral rewards; review trading requirements before starting.
Gemini Crypto
Open an account and trade $100 worth of crypto.
Bonus Offer
$75 total = $50 from them + $25 from me
Requirements
- Sign up using my link and complete full account verification.
- Buy or sell $100 or more worth of crypto within 30 days of account opening.
- Bonus is paid out in Bitcoin within a few days of the qualifying trade.
- Per terms, referral rewards depend on qualifying trade activity within the first 30 days; exact payout timing is not clearly stated in the terms I found.
- Per users, crypto referral bonuses typically arrive within a few days after the qualifying trade.
Kraken Crypto
Open an account, deposit $200, and trade $200 worth of crypto.
Bonus Offer
Varied – chance; minimum $37.50 total, maximum $300 total = minimum $25 from them (up to $200 value in stock) + 50% of my referral stock value from me
Requirements
- Sign up using my link and verify your identity.
- Deposit funds and make a crypto purchase (buy/sell) of $200 or more within 30 days.
- Stablecoin trades (e.g., buying USDT/USDC) do not count toward the requirement.
- Per public Kraken referral guidance, reward timing is campaign-specific after qualifying trade requirements are met.
- Per users/promotional summaries, Kraken rewards may take up to ~14 days after the required trade.
SoFi Crypto
Open an account and buy $50 worth of crypto.
Bonus Offer
$35 total = $25 from them + $10 from me
Requirements
- Sign up using my link and verify your account.
- Make a $50 crypto purchase using your account.
- Per SoFi referral/promotional terms, payout timing is campaign-specific after the qualifying crypto purchase is completed.
- Per users, allow roughly 1–2 weeks after the purchase fully settles.
Coinbase Crypto
Open a new Coinbase account through my link and complete the qualifying crypto purchase shown by Coinbase.
Bonus Offer
Reward varies based on the current Coinbase referral offer shown at signup. Coinbase may pay the invitee reward in crypto/USDC/BTC depending on the active promo and eligibility.
Requirements
- Sign up using my Coinbase referral link and create a new Coinbase account.
- Verify your identity and complete any Coinbase account review steps.
- Make the qualifying crypto purchase required by the referral offer on standard Coinbase using a bank transfer, debit card, or credit card.
- Do not use Coinbase Advanced, Coinbase Pro, or Prime for the qualifying purchase; those purchases do not count toward referral eligibility.
- Current Coinbase terms say referral-link users may not be eligible for other new-user promos such as First Buy Spin the Wheel or promo-code incentives.
- Per terms pays within 5–15 days after eligibility is met and review is complete.
- Per users varies; Coinbase rewards can post faster, but use ~15 days as the safe estimate.
Links
Sign up @ Coinbase with my referral!Stack tip: open TopCashback first and activate Coinbase, then return here and complete signup from the Coinbase referral button.
View Terms⏳ OKX Crypto
Open an account and meet the weekly deposit/trade requirement.
Bonus Offer
Changes weekly, please DM for offer details.
Requirements
- Sign up using my link and verify your identity.
- Promotional requirements rotate weekly (typically requires depositing $200+ and executing a trade).
- Contact me directly for this week's exact deposit and trade tiers to maximize your payout.
- Per terms, payout depends on the active weekly OKX referral/promo terms and completed tasks.
- Per users, timing varies by the weekly campaign and reward type.
Investing-account bonuses where deposits, holding periods, or random stock values may apply.
Robinhood Invest US
Open an account and link a bank or debit card.
Bonus Offer
Varied – chance; minimum $7.50 total, maximum $300 total = minimum $5 from them (up to $200 value in stock) + 50% of my referral stock value from me
Requirements
- Sign up using my link and get approved for a Robinhood brokerage account (US residents only).
- Link a valid bank account or debit card.
- Claim your free fractional stock reward in the app.
- Per terms, stock reward is credited within approximately one week after the reward is claimed.
- Per users it commonly appears shortly after approval/linking and claiming.
SoFi Active Invest
Open an account and deposit $25.
Bonus Offer
$50 total = $25 from them + $25 from me
Requirements
- Sign up using my link and open a SoFi Active Invest account.
- Fund your account with a deposit of $25 or more within 14 days of opening.
- The deposit must settle to trigger the bonus stock.
- Per terms, fund the Active Invest account within the promotional window; payout timing is campaign-specific.
- Per users, stock/invest referral rewards often appear within roughly 1–2 weeks after funding settles.
Links
Stack tip: open TopCashback first and activate SoFi Invest, then return here and complete signup from the SoFi Invest referral button/contact flow.
View Terms⏳ Stash
Open an account, deposit $5, and hold for 90 days.
Bonus Offer
$70 total = $50 from them + $29 from me - $9 Subscription Cost
Requirements
- Sign up using my link; agree to $3/mo Stash subscription.
- Fund account with minimum $5 within 30 days.
- Hold deposited funds and bonus for 90 days (pay $9 total for subscription).
- “Cash bonuses received hereunder must remain in your Qualifying New Personal Portfolio for ninety (90) days beginning from the date the cash bonus is deposited”
- Per terms, bonus funds must remain in the qualifying Stash portfolio for 90 days after deposit.
- Per users the bonus may show earlier, but treat it as locked for the 90-day hold.
Business banking offers for eligible businesses and LLCs.
Mercury Business Checking
Open a Mercury business account and hold $10,000 for one full business day.
Bonus Offer
$250 from Mercury
Requirements
- Sign up using my Mercury referral link and open a new Mercury business account.
- Must be a net-new Mercury customer with no existing Mercury Business or Mercury Personal account.
- Deposit and maintain at least $10,000 in the Mercury account for one full business day within the first 90 days.
- Account must stay open, active, and in good standing through the time the bonus is calculated and paid.
- Mercury is for businesses; approval depends on Mercury and its banking providers.
- Per terms, payouts are typically sent the Monday after the requirements are met, or Tuesday if Monday is a holiday, and post within 1–3 business days.
- Per Mercury's referral agreement, payouts can take up to 5 weeks after the required balance or spend criteria are satisfied.
Card offers and referral bonuses; check credit rules and spend requirements first.
Amazon Store Card
Get approved for the Amazon Store Card and receive an Amazon gift card. No spending requirement.
Bonus Offer
$10 Amazon gift card from Amazon. No payout from me.
Requirements
- Sign up using my link and get approved for the Amazon Store Card.
- No spend required; the Amazon gift card is automatically loaded to your Amazon account upon approval.
- You may not be eligible for the introductory gift card if you already have, recently had, or recently received a bonus for the Amazon Store Card.
- Per terms/issuer pages, the gift card is loaded to the Amazon account upon approval.
- Per users this is usually instant once approved.
Capital One Credit Cards
Get approved and meet the specific card's spending requirements.
Venture X
Usually pays by ~30 days- Sign up using my link and get approved.
- New Capital One customers only.
- Spend $4,000 in the first 3 months.
- $800 total = 75,000 miles (valued at $750 in travel) + $50 from me.
- Per Capital One, rewards are earned after the referred person applies via your link, is approved, and opens the account; exact posting time varies by card/referral offer.
- Per users often plan around the first statement cycle or ~30 days after approval/opening.
- Per terms pays after approval/account opening and completion of the card's welcome-offer requirements where applicable.
- Per users, Capital One referral/welcome value timing varies; plan around approval plus the first statement cycle.
Savor
Usually pays by ~30 days- Sign up using my link and get approved.
- New Capital One customers only.
- Spend $500 in the first 3 months.
- $250 total = $200 from them + $50 from me.
- Per terms pays after approval/account opening and completion of the card's welcome-offer requirements where applicable.
- Per users, Capital One referral/welcome value timing varies; plan around approval plus the first statement cycle.
American Express
Get approved and meet the specific card's spending requirements.
Bonus Offer
BCE: $225 total = $200 from them + $25 from me
OR BBP:
$200 total = $150 from them + $50 from me
Requirements
- Sign up using my link and get approved.
- Blue Cash Everyday (BCE): Spend $2,000 in the first 6 months.
- Blue Business Plus (BBP): Spend $3,000 in the first 3 months.
- Per Amex referral language reported by users, bonus posts within 8–12 weeks after approval.
- Per users often see Amex referral bonuses much faster, sometimes ~2–3 days after approval.
Miscellaneous promos that do not fit cleanly into the main bank, portal, crypto, brokerage, business, or credit-card buckets.
Polymarket FREE50
iOS-only promo: use code FREE50 , deposit $20+, and receive a $50 trading bonus.
Bonus Offer
$50 trading bonus from Polymarket. No payout from me.
Requirements
- Open Polymarket on iOS and sign up as a new eligible user.
- Enter promo code FREE50 during signup before completing account creation.
- Complete any required identity verification and deposit at least $20.
- Use the $50 trading bonus on an eligible prediction market; DoC notes you may need to place a prediction before trying to withdraw value.
- Availability, age, state/jurisdiction eligibility, market restrictions, deposit settlement, and promo continuation are controlled by Polymarket and may change.
- Per DoC, Polymarket is offering a free $50 cash/trading bonus when signing up with code FREE50 and depositing $20+.
- Per DoC FAQ, the initial $20 deposit may need a few days to settle before funds can be withdrawn, and the $50 bonus appears to require making a prediction.
- Per current public promo pages for similar Polymarket codes, trading bonuses are typically credited automatically after a qualifying $20 deposit; always confirm the in-app terms before depositing.
Quick answers about tracking, payouts, direct deposits, portal stacking, and what to do if anything is confusing.
How does this page work?
Pick an offer, read the requirements, then use the listed referral or signup button. If the offer includes a payout from me, message me first so I can track your signup and confirm the payout method.
When do I get paid?
Each offer has a payout badge with the usual timing after you complete the required steps. Some companies pay instantly or within a few days, while others can take weeks depending on their terms.
How do I get paid by you?
I can usually pay through the platform you signed up for, Venmo, PayPal, Zelle, or another agreed method. Please contact me before starting any offer where you expect a payout from me so I can track it correctly.
What is a direct deposit?
A direct deposit is usually payroll, gig-pay, government benefits, or another income-style electronic deposit. Some apps may also recognize certain transfers as direct deposits, but that can change and is never guaranteed.
Can you help with the Current direct deposit?
Yes. For the Current bonus only, if you provide the funds, I may be able to send the qualifying deposit as a gig payer. A $20 fee is withheld from my portion of the payout. Use the chat bubble if you need help arranging this.
Can I stack cashback portals with these offers?
Only when the offer explicitly shows an optional stack button or note. In general, open the portal first to activate the offer, then return and complete signup from the main referral screen so the referral payout is not accidentally voided.
What if I already had an account before?
Many bonuses are for new customers only. If you previously had an account with that company, you may not qualify even if the signup page still lets you apply. Check the terms and message me if you are unsure.
What happens if the bonus does not track?
Tracking depends on the company, referral link, promo code, and whether all terms were followed. If something looks off, message me with screenshots and timing details so we can troubleshoot.
Still confused? Contact me and I’m more than willing to assist, explain, or help with anything!