Welcome

I maintain this page as a showcase for all current referral bonuses I am hosting. Payouts are issued via the platform you signed up on, Venmo, PayPal, or Zelle.

If you’re wondering how I am able to pay you in addition to the bank or servicer’s bonus, it’s because I also receive a bonus from them when you sign up and I am sharing my cut with you (usually about 50%).


For all offers listed below, I have also personally signed up via referral and confirmed these companies do payout as they’ve disclosed after following their required terms. If you have any specific concerns or questions, please message me so I can help.

Contact Me

Please contact me if you are going to proceed with a referral and expect a bonus from me so I can track accordingly. You can reach me via Reddit DM, iMessage, Discord, or Email.

Open Contact Options
Fresh user guide flow

Open 5 fresh accounts to easily earn $400+ without any actual employer direct deposits.

Step 1: Account Creation

  1. Sign up for Rakuten with my referral link for offer ($60). Skip if you already have it.
  2. Sign up for Wise. Primarily used to trigger DD for next step as my referral gives you one free transfer.
  3. Sign up for Current with my referral code for offer ($150). Open my Current link, enter your phone number. Then open Rakuten using the offer link/app and complete sign up with the same phone number.
  4. Sign up for OnePay with my ref link for offer ($150).
  5. Sign up for Chime with my ref link for offer ($100).

Step 2: Triggering the Bonuses

  1. Load $205 into your Wise account. Send this as a transfer to “Someone else” and fill out your info of your CURRENT account. +$150 ✅ ($180-$240 if stacked with Rakuten)
  2. You now have about $200 USD in your Current account. Add $300 so you have more than $500 and send a transfer to your OnePay account as transfer to “someone else” using memo "Payroll". +$150 ✅
  3. Transfer $201+ from OnePay to Chime using Pay Anyone with memo "Payroll". +$100 ✅

($400 so far ✅) You are now free to transfer out these funds and never use the accounts again or close them if you wish. Note: 📈Wise and 📲Current are handy to keep to complete DD requirements for other bonuses!

Vouches

Quick Reference Key

💸 No DD requirement
⌛️ Hold applied (e.g. 30 days)
📲 'Current' transfer works for DD
📈 'Wise' transfer works for DD
Bank Account Offers

📈 Current

$150 Total

Open an account and receive a $200+ direct deposit.

Bonus Offer

$100 from them + $50 from me

Requirements

  • Sign up using my link; open account.
  • Receive one qualified $200+ 📈direct deposit within 45 days.
  • Some existing Current users may qualify for return direct deposit.
  • Use my code DONNAW264 in the rewards section at the bottom of the main page.

📈 Wise

$10 Total

Open an account and transfer $300+ internationally.

Bonus Offer

$10 from me + no fee first transfer from them

Requirements

  • Sign up using my link; open account.
  • Make one international currency transfer such as USD>EUR of $300 USD or more.
  • You can send money to yourself by opening a Revolut account which allows you to receive GBP.

📲 OnePay Debit

$150 Total

Open an account and receive a $500+ direct deposit.

Bonus Offer

$50 from them + $100 from me

Requirements

  • Sign up using my link.
  • Within 45 days earn Cash+ status by completing one of the two options: 📲direct deposit $500+ OR end the calendar month with $5K assets.

💸 Revolut

$75 Total

Open an account and make three $10+ purchases.

Bonus Offer

$75 from me

Requirements

  • NOTE: Use mobile phone. Download Revolut app first. Then open link. It will open the app after clicking the link and entering your number.
  • Click create account; verify ID; add money.
  • Make 3 purchases of $10 or more per transaction (money transactions such as gift cards, atm, transfers excluded. Easy purchases: load $10 to Steam/Nintendo three times).
  • Order physical card.

📲 Varo

$200 Total

Open an account and receive a $500+ direct deposit.

Bonus Offer

$150 from them + $50 from me

Requirements

  • Sign up using my link; open account.
  • Receive one qualified 📲$500+ direct deposit.

Chime

$325 Total

Open an account using a promo code and receive a $500+ direct deposit.

Bonus Offer

$300 from them + $25 from me

Requirements

!IMPORTANT! When signing up you must enter promo code paid200 in the “Where did you hear about us?” > friend/family/co-worker/influencer > promo code screen after creating your password. Click here for image instructions.

  • USING A WEB BROWSER: Sign up using my link.
  • Receive one qualified $500+ direct deposit.

📲 Spruce (HRBlock)

$75 Total

Open an account and receive $200+ in direct deposits.

Bonus Offer

$50 from them + $25 from me

Requirements

  • Sign up using my link – Washington residents excluded.
  • Receive direct deposits totaling $200 within 45 days.
  • Activate debit card (digital card can be used for activation).

📲, 📈 MoneyLion

$75 Total

Open an account and receive two direct deposits totaling $200+.

Bonus Offer

$55 from them + $20 from me

Requirements

  • Sign up using my link; open a RoarMoney spending account.
  • Receive 📲TWO direct deposits totaling $200 (two minimum $100+ deposits).

📲, 📈 GO2bank

$75 Total

Open an account and receive a $200+ direct deposit.

Bonus Offer

$50 from them + $25 from me

Requirements

  • Sign up using my link; open account.
  • Receive one qualified $200+ direct deposit.

SoFi Checking

$75 Total

Open an account and deposit $50 within 21 days.

Bonus Offer

$25 from them + $50 from me

Requirements

Sign up using my link; open SoFi Checking + Savings; deposit $50 within 21 days.

Capital One 360 Checking

$325 Total

Open an account and receive two $500+ direct deposits.

Bonus Offer

$300 from them + $25 from me

Requirements

Open a checking account using my link (MUST BE NEW C1 checking customer; no Capital One checking ownership past 2024); make 2 qualifying direct deposits of $500 or more within 75 days of account opening; bonus paid within 135 days of secondary direct deposit.

OnPath CU

$200 Total

Open an account, make 15 debit transactions, and receive a $250+ direct deposit.

Bonus Offer

$150 from them + $50 from me

Requirements

Sign up to ReferLive using my link – open OnPath checking using the same details so referral tracks; make 15 debit card transactions (minimum $10 each transaction) and receive direct deposits totaling $250 within 60 days.

Credit Card Offers

American Express

Up to $225

Get approved and meet the specific card's spending requirements.

Bonus Offer

BCE: $225 total = $200 from them + $25 from me
OR BBP: $200 total = $150 from them + $50 from me

Requirements

Sign up using my link; get approval; complete your card’s spending requirements.

Amazon Store Card

Up to $110

Get approved for the card. No spending requirement.

Bonus Offer

$10 minimum, maximum $110 = up to $100 Amazon gift card from them + $10 from me

Requirements

Sign up using my link; get approved.

Capital One Credit Cards

$50 - $800

Get approved and meet the specific card's spending requirements.

Bonus Offer

Minimum $50, maximum $800 (varies per your personal Capital One card offer upon application, minimum $50 from me) = varied bonus from them + $50 from me

Requirements

Sign up for your desired card using my link; be new to Capital One credit card products; upon approval, complete your card’s spending requirements.

Brokerage Offers

⏳ Stash

$70 Total

Open an account, deposit $5, and hold for 90 days.

Bonus Offer

$70 total = $50 from them + $29 from me - $9 Subscription Cost

Requirements

  • Sign up using my link; agree to $3/mo Stash subscription.
  • Fund account with minimum $5 within 30 days.
  • Hold deposited funds and bonus for 90 days (pay $9 total for subscription).
  • “Cash bonuses received hereunder must remain in your Qualifying New Personal Portfolio for ninety (90) days beginning from the date the cash bonus is deposited”

SoFi Active Invest

$50 Total

Open an account and deposit $25.

Bonus Offer

$50 total = $25 from them + $25 from me

Requirements

Sign up using my link; fund account with $25.

Robinhood Invest US

Up to $300

Open an account and link a bank or debit card.

Bonus Offer

Varied – chance; minimum $7.50 total, maximum $300 total = minimum $5 from them (up to $200 value in stock) + 50% of my referral stock value from me

Requirements

Sign up using my link; invitees in the US need to successfully sign up, get approved, and link their bank or debit card to get the reward.

Crypto Offers

⏳ OKX Crypto

Varied

Open an account and meet the weekly deposit/trade requirement.

Bonus Offer

Changes weekly, please DM for offer details.

Requirements

Varies depending on the date you sign up. Please reach out to me for further details. Note: Usually requires at least $200 deposit for a $200 bonus and sometimes up to $10k for a $400 payout.

SoFi Crypto

$35 Total

Open an account and buy $50 worth of crypto.

Bonus Offer

$35 total = $25 from them + $10 from me

Requirements

Sign up using my link; make $50 crypto purchase.

Kraken Crypto

Up to $300

Open an account, deposit $200, and trade $200 worth of crypto.

Bonus Offer

Varied – chance; minimum $37.50 total, maximum $300 total = minimum $25 from them (up to $200 value in stock) + 50% of my referral stock value from me

Requirements

Sign up using my link; deposit $200; trade $200 worth of crypto (not stablecoin).

Gemini Crypto

$75 Total

Open an account and trade $100 worth of crypto.

Bonus Offer

$75 total = $50 from them + $25 from me

Requirements

Sign up using my link; trade $100 worth of crypto within 30 days of account opening.

Coinbase Crypto

$30 Total

Open an account and trade $15 worth of crypto.

Bonus Offer

$30 total = $20 from them + $10 from me

Requirements

Sign up using my link; trade $15 worth of crypto within 30 days of account opening.

Shopping Portals

Capital One Shopping

$90 Total

Install the extension and make two purchases through the portal.

Bonus Offer

$90 total = $80 worth of points from them + $10 USD from me

Requirements

NOTE: Capital One earns you cashback in the form of Shopping credit which may be redeemed for gift cards to stores like Amazon, Walmart, etc. You join via my sign up link, enable the browser extension on desktop or mobile, and shop retailers through the portal for 90 days. I recommend 2 purchases within 90 days to trigger the reward.

Rakuten

$60 Total

Sign up and spend $50 at any listed retailer.

Bonus Offer

$60 total = $50 USD or AMEX MR from them + $10 USD from me

Requirements

NOTE: Rakuten rewards are deposited to your Rakuten account balance and cashable quarterly after your reward has been confirmed; may be issued to PayPal as USD or AMEX accounts as Membership Rewards. Sign up using my link, browse offers and spend $50 at any listed retailer on Rakuten.

ShopBack

$20 Total

Sign up and spend $10 at any listed retailer.

Bonus Offer

$20 total = $15 from them + $5 from me

Requirements

NOTE: ShopBack rewards are deposited to your account balance and cashable to PayPal or Bank ACH after your reward has been confirmed. Sign up using my link, browse offers and spend $10 at any listed retailer on the app.

RebatesMe

$40 Total

Sign up and earn at least $10 in confirmed cashback.

Bonus Offer

$40 total = $30 from them + $10 from me

Requirements

Sign up using my link; Shop at listed retailers to earn $10+ total cashback. (Earned confirmed cashback of $10 required - not just spend like ShopBack).